lcef.orgLCEF - Lutheran Church Extension Fund

Search for: Login -- Log In About About LCEF Districts Careers Loans Personal Residential Loans Home Equity Loans Consolidation & Education Loans Ministry Congregation Loans School Association Loans Organization/RSO Loans Church Improvement Loan Resources State Disclosure Privacy Policy District Vice Presidents COVID-19 Response Get Started Why LCEF? Loan Rates Ministry Solutions Congregations Ministry Clarity Stewardship Capital Campaigns Recognized Service Organizations (RSO) Ministry Clarity Development Capital Campaigns Resources Ministry Moments Get Started Why Ministry Solutions? Investments Personal StewardAccount Term Notes Young Investors Retirement Account Health Savings Account Ministry StewardAccount Ministry Term Note Online Giving / Joyful Response Business StewardAccount Business Term Note Get Started Why Invest? Investment Interest Rates Login 800-843-5233 Resources Contact LCEF Get Started WE ARE HERE FOR YOU Since 1978, our commitment to the church and her workers has remained steadfast and uncompromising--especially for a time such as this. Whether it is providing online giving options for churches, remedies to help our borrowers or updates on PPP loans, LCEF is ready to help you in any way we can. Learn More INTEREST TIME Interest Time is LCEF’s official publication. It is a quarterly magazine that informs and educates our partners—investors, borrowers and ministry support clients—on how LCEF is supporting the Church in fulfilling its mission of sharing the Gospel. VISIT INTERESTTIME.ORG 2021 Leadership Conference Announcement Learn more Manage your money Invest in your goals Apply for a mortgage Visit our Education Center Manage your money StewardAccount® A busy lifestyle doesn’t mean you can’t manage your daily finances with the Lord’s work in mind. With our standard StewardAccount, you can write checks, use a debit card and conduct online transactions through MyAccount. Your StewardAccount goes where you go. Learn the benefits Invest in your goals Term Notes LCEF term notes are all about your choices. For an account that works for you, start by choosing the duration of your investment. Next, choose from several fixed- or floating-interest rate options. At the end of the term, the funds remain yours to re-invest or redeem. Interest is compounded and paid quarterly (March, June, September and December). Learn more Apply for a mortgage Residential Loans LCEF is pleased to offer home purchase and refinance loans to ordained and commissioned LCMS Rostered Church Workers (RCWs) on active or emeritus status. Find out if you qualify as a RCW here . Learn more Visit our Education Center Education Center LCEF offers educational resources including webinars and other materials such as Six Financial Moves to Make in Your 30 s. Learn more Investments Investing with LCEF means earning a great rate and equipping LCMS pastors, churches, schools and organizations to fulfill their call of sharing the Gospel of Jesus Christ. Start Investing Loans We understand LCMS ministries like no other lender can and structure loans to fit you or your ministry perfectly. Start Borrowing Ministry Solutions Discover how to joyfully live out your purpose, clarify your vision or expand your ministry. Start Growing “Placing my [investments] in LCEF has been a blessing to me … But knowing that they will go to bless other ministries of the LCMS like churches and schools is even more rewarding. I am glad, as investors we can continue to provide resources for our Synod.” Rev. Dr. Willie Stallworth LCEF Investor Stories & Education Education Center Contact LCEF 10733 Sunset Office Drive, Suite 300 St. Louis, MO 63127-1020 Phone: 800-843-5233 Fax: 314-996-1131 Our Partners Lutheran Church—Missouri Synod Concordia Historical Institute Concordia Publishing House Concordia Plan Services LCMS Foundation Lutheran Federal Credit Union Newsletter Signup Learn how we are impacting LCMS ministries by subscribing to receive our publication, Interest Time. Subscribe to Interest Time LCEF is a nonprofit religious organization; therefore, LCEF investments are not FDIC-insured bank deposit accounts. This is not an offer to sell investments, nor a solicitation to buy. LCEF will offer and sell its securities only in states where authorized. The offer is made solely by LCEF’s Offering Circular . Investors should carefully read the Offering Circular , which more fully describes associated risks. Lutheran Church Extension Fund—Missouri Synod is registered and licensed through the Nationwide Mortgage Licensing System-NMLS#3444. View Our Public Page . Illinois Residential Mortgage Licensee (MB.0006057). Loans made or arranged pursuant to a California Law License 6037619. Neither LCEF nor its representatives give legal, accounting or tax advice. Consult your tax advisor as to the applicability of this information to your own situation. UMB Bank n.a. serves as the custodian for the LCEF IRA/HSA programs. ConnectPLUS is available on a one account per investor basis only to new investors 18 and older who have not had an LCEF investment in the past 24 months. ConnectPLUS is not available to investors in Ohio and Pennsylvania. PartnerPLUS is available to investors 18 and older. New money only. StewardAccount ® products are not available to investors in South Carolina. StewardAccount access features are offered through UMB Bank n.a. The Family Emergency StewardAccount is known as the Family StewardAccount in the State of Ohio. Demand/Dedicated Certificate is not available to investors in South Carolina. Contact Us | Privacy Statement | Careers Helpful Documents Your Home Loan Toolkit (PDF) Consumer Handbook on Adjustable-Rate Mortgages (PDF) Cost of Funds (PDF) One Year Constant Maturity Index (PDF) × Helpful Documents Your Home Loan Toolkit (PDF) Automatic Loan Payment Authorization (PDF) × Young Investors (Y.I) Club Application (age 0-18) By downloading this application, I certify that I have received and reviewed the applicable current Offering Circular of the Lutheran Church Extension Fund—Missouri Synod. Click here to download the application × × Enrollment Packet Materials Instruction Letter LCEF Organizational Application Vanco Enrollment Form (PDF) × Helpful Documents Church Improvement Brochure × Helpful Documents Electronic Funds Transfer Agreement and Disclosure (PDF) Automatic Loan Payment Authorization (PDF) MyAccount Organization Application (PDF) Payoff Request Form (PDF) Additional Principal Payment Form (PDF) Cost of Funds (PDF) × Helpful Documents Electronic Funds Transfer Agreement and Disclosure (PDF) Automatic Loan Payment Authorization (PDF) MyAccount Organization Application (PDF) Payoff Request Form (PDF) Additional Principal Payment Form (PDF) Cost of Funds (PDF) × Helpful Documents Helping Hands in the Lending Process (PDF) LCMS Congregation Loans Information Source (PDF) Electronic Funds Transfer Agreement and Disclosure (PDF) Automatic Loan Payment Authorization (PDF) Payoff Request Form (PDF) Additional Principal Payment Form (PDF) Cost of Funds (PDF) × Helpful Documents Business Investment Application (PDF) Corporate Resolution (PDF) Partnership Authorization (PDF) Fee Schedule (PDF) Investment Slip (PDF) Investment ACH Authorization Form (PDF) ACH Stop Payment Form (PDF) Investment Signature Authorization Form (PDF) MyAccount Organization Application (PDF) Terms and Conditions (PDF) × Helpful Documents Fee Schedule (PDF) × Ministry Investment Application By downloading this application, I certify that I have received and reviewed the applicable current Offering Circular of the Lutheran Church Extension Fund—Missouri Synod. Click here to download the application × Individual Investment Application By downloading this application, I certify that I have received and reviewed the applicable current Offering Circular of the Lutheran Church Extension Fund—Missouri Synod. Click here to download the application × Business Investment Application By downloading this ...